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What is 6 Figures? Understanding the Term


The term “6 figures” is often thrown around in conversations about money and income, but what exactly does it mean? If you’re unsure about what this term entails, you’re not alone. In this article, we’ll delve into what 6 figures means, how it’s calculated, and what it means for your finances. Whether you’re a recent graduate entering the job market or an established professional curious about income benchmarks, this guide will provide valuable insights.

What is 6 Figures?

The term “6 figures” refers to a salary or income that exceeds $100,000. Typically, it’s used as a shorthand way of describing a high-income bracket. So, when someone says they make 6 figures, they mean they earn at least $100,000 per year before taxes.

How is 6 Figures Calculated?

When calculating 6 figures, you need to add up all forms of income, including salary, bonuses, commissions, and other sources of revenue. For example, if you make $90,000 per year in salary and receive a $15,000 bonus, your total income for the year would be $105,000. This amount would qualify as a 6-figure income.

Why is 6 Figures Significant?

Earning a 6-figure income is a significant financial milestone that can offer several benefits. These include:

1. Financial Security: A 6-figure income can provide a sense of financial security, allowing you to meet your basic needs and invest in your future.

2. Lifestyle Upgrades: With a higher income, you may be able to afford a more comfortable lifestyle, such as a nicer home or car.

3. Professional Success: Earning a 6-figure income can be a sign of professional success, indicating that you have achieved a high level of expertise in your field.

What Jobs Pay 6 Figures?

Many jobs offer the potential to earn a 6-figure income. These include:

1. Doctors and Surgeons: These professionals typically earn a high income due to the demands of their work and the extensive education required.

2. Lawyers: Attorneys can earn a high income due to the specialized skills they possess and the complexity of the legal system.

3. IT Managers: As technology continues to advance, IT managers are in high demand, leading to competitive salaries.

4. Sales Managers: Sales managers who can successfully lead a team and generate revenue for their company can earn a high income through commissions and bonuses.

How Can You Achieve a 6-Figure Income?

While earning a 6-figure income may seem daunting, there are several ways you can work towards achieving this goal. These include:

1. Pursuing Higher Education: Many high-income jobs require advanced degrees or certifications. Consider pursuing a graduate degree or industry-specific certifications to increase your earning potential.

2. Building Your Skill Set: Invest in developing your skills through professional development opportunities, such as attending conferences or taking online courses.

3. Starting a Business: Entrepreneurship can offer the potential for high earnings, but it requires significant effort and risk.


Q: Is a 6-figure income considered rich?

A: A 6-figure income can offer financial stability and the ability to afford a comfortable lifestyle, but whether it’s considered “rich” depends on individual circumstances and lifestyle choices.

Q: Can you earn a 6-figure income without a degree?

A: Yes, there are many high-paying jobs that don’t require a college degree, such as electricians, plumbers, and construction managers. However, having a degree or specialized training can often lead to higher earning potential.

Q: Are all 6-figure jobs high stress?

A: Not necessarily. While some high-paying jobs such as doctors and lawyers may be high-stress, there are many other 6-figure jobs that offer work-life balance and a more relaxed work environment.


In conclusion, understanding what 6 figures means and how it’s calculated is important for anyone interested in personal finance and career development. While earning a 6-figure income can offer financial security and professional success, it’s important to remember that it’s not the only measure of success. Ultimately, the most important factor is finding a career that aligns with your passions and values while providing you with the financial means to achieve your goals.