How to Get into Fintech


Fintech, or financial technology, is a rapidly growing field that combines finance and technology to create innovative solutions for financial services. With the rise of fintech companies such as PayPal, Stripe, and Square, the industry is becoming increasingly popular and competitive. If you’re interested in working in fintech, you may be wondering how to get started. In this article, we’ll cover everything you need to know to break into fintech, from the skills you need to the types of jobs available and how to land your dream job.

Skills You Need:

To get into fintech, you’ll need a mix of technical and business skills. Here are some of the key skills you should have:

  • Programming: A strong foundation in programming languages such as Java, Python, or C++ is essential for many fintech jobs.
  • Data analysis: You should be comfortable working with large sets of data and be able to analyze data to identify trends and insights.
  • Business acumen: Fintech is all about using technology to solve financial problems, so you should have a good understanding of financial services and be able to think strategically about how technology can be used to improve them.
  • Communication skills: You should be able to communicate effectively with both technical and non-technical stakeholders.
  • Adaptability: The fintech industry is constantly evolving, so you should be able to adapt quickly to new technologies and ways of working.

Types of Jobs Available:

There are many different types of jobs available in fintech, ranging from technical roles such as software engineers and data scientists to business roles such as product managers and marketing specialists. Here are some of the most common types of jobs in fintech:

Software engineer:

Software engineers are responsible for designing, developing, and testing software applications for financial services. They may work on anything from backend systems to front-end user interfaces, and may use languages such as Java, Python, or C++.

Data scientist:

Data scientists use statistical analysis and machine learning to extract insights from large data sets. In fintech, data scientists may be responsible for developing algorithms to predict market trends, identify fraud, or improve customer experience.

Product manager:

Product managers are responsible for defining and executing the product roadmap for fintech companies. They work closely with other stakeholders to identify customer needs and develop products that meet those needs. They may also be responsible for pricing, positioning, and promoting the products they manage.

Marketing specialist:

Marketing specialists develop and execute marketing campaigns to promote fintech products and services. They may use a variety of channels, including social media, email marketing, and content marketing, to reach potential customers.

Compliance officer:

Compliance officers ensure that fintech companies comply with legal and regulatory requirements. They may work closely with legal teams to develop compliance policies and procedures, and may conduct audits and investigations to ensure that those policies are being followed.

Business analyst:

Business analysts are responsible for identifying and analyzing business problems and opportunities, and developing solutions that improve business performance. In fintech, business analysts may be responsible for developing new products, improving customer experience, or optimizing operations.

UX designer:

UX designers are responsible for designing the user experience of fintech products and services. They work closely with product managers, software engineers, and other stakeholders to ensure that products are intuitive, easy to use, and meet customer needs.

These are just a few examples of the types of jobs available in fintech. There are many other roles as well, ranging from operations and customer support to finance and legal.

How to Land Your Dream Job:

To land your dream job in fintech, you’ll need to stand out from the crowd. Here are some tips to help you do that:

  • Build a strong online presence: Create a LinkedIn profile, contribute to open-source projects, and showcase your work on Github or other platforms.
  • Network: Attend industry events and meetups, connect with people on LinkedIn, and reach out to people who work in fintech for advice and guidance.
  • Gain relevant experience: Look for internships, apprenticeships, or entry-level jobs in fintech to gain relevant experience.
  • Learn continuously: Keep up with the latest trends and technologies in fintech by reading industry blogs, attending webinars, and taking online courses.
  • Show passion and enthusiasm: Fintech is a fast-paced and exciting industry, so show your passion and enthusiasm for the industry and the role you’re applying for.

Read More: Top 5 Entry Level Finance Jobs


Q: What qualifications do I need to get into fintech?

A: There is no one-size-fits-all answer to this question, as the qualifications required will vary depending on the job you’re interested in. However, most fintech jobs require a degree in computer science, finance, or a related field.

Q: What is the salary range for fintech jobs?

A: The salary range for fintech jobs varies depending on the role, company, and location. However, in general, fintech jobs tend to pay well above the average salary for similar roles in other industries.

Q: Do I need to have a background in finance to work in fintech?

A: No, you don’t necessarily need to have a background in finance to work in fintech. However, having a good understanding of financial services and how they work will be an advantage.

Q: What are some of the biggest challenges facing the fintech industry?

A: Some of the biggest challenges facing the fintech industry include regulatory compliance, cybersecurity, and the increasing competition in the industry.


Getting into fintech can be challenging, but it’s a rewarding and exciting field to work in. By developing the right skills, gaining relevant experience, and showing passion and enthusiasm for the industry, you can land your dream job in fintech. Whether you’re a programmer, a data scientist, a product manager, or a marketing specialist, there are many opportunities available in fintech for those who are willing to put in the effort to succeed.