When it comes to credit cards, there are a lot of options out there, and it can be overwhelming to try to choose the right one. But don’t worry – we’ve done the research for you and have put together a list of the 5 best credit cards for 2023.
Chase Sapphire Preferred: This card is a great option for anyone who travels frequently. It offers 2x points on travel and dining, and 1x points on all other purchases. Plus, if you redeem your points through the Chase Ultimate Rewards program, you’ll get 25% more value when you book travel through the program.
|Chase Sapphire Preferred|
Capital One Venture Rewards Credit Card: This card is another great option for travelers, offering 2x miles on every purchase. And, you can redeem your miles for any travel purchase, with no blackout dates or restrictions. Plus, you’ll get a one-time bonus of 50,000 miles if you spend $3,000 on purchases within the first 3 months.
|Capital One Venture Credit Card|
Citi Double Cash Card: This card is a great option for anyone looking to earn cash back. It offers 2% cash back on every purchase – 1% when you make the purchase and an additional 1% when you pay your bill. Plus, there’s no annual fee.
|Citi Double Cash Card|
American Express Gold Card: This card is a great option for foodies and those who enjoy dining out. It offers 4x points on dining and grocery store purchases (up to $25,000 per calendar year, then 1x), and 3x points on flights booked directly with airlines or on amextravel.com. Plus, you’ll get a $120 dining credit each year, which can be used at participating restaurants.
|American Express Gold Card|
Read More: Best Low-Interest Credit Cards
Discover it Cash Back: This card is a great option for those looking to earn cash back on everyday purchases. It offers 5% cash back in rotating categories (such as gas stations, grocery stores, and restaurants) on up to $1,500 in purchases each quarter, and 1% cash back on all other purchases. Plus, at the end of your first year, Discover will match all the cash back you’ve earned.
|Discover it Cash Back|
Of course, these are just a few of the many options available, and the best credit card for you will depend on your individual needs and spending habits. Be sure to compare the fees, rewards, and benefits of each card before making a decision. And always remember to pay your credit card bill on time and in full each month to avoid interest charges and maintain a good credit score.